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Digital PayExpo 2026 Highlights SMEs, Intelligent Infrastructure and Africa’s Payment Future

Africa’s rapidly evolving digital payments ecosystem took center stage at Digital PayExpo 2026 as industry leaders, fintech innovators, regulators, and financial services stakeholders gathered at the Landmark Centre, Lagos, from June 17 to 18 to explore the future of payments, financial inclusion, and digital infrastructure across the continent.

Held under the theme “Seamless Digital: Fostering Pan-African Market Expansion in the AI Era,” the annual conference provided a platform for critical conversations on how technology, infrastructure, and collaboration can unlock Africa’s next phase of economic growth. The event attracted leading voices from banking, fintech, payment services, telecommunications, and public sector institutions, reinforcing its position as one of Africa’s premier gatherings for the digital payments industry. 

One of the standout discussions focused on the role of small and medium-sized enterprises in expanding access to financial services. During her presentation, Mrs. Mayowa Olaniyan, Group Managing Director, emphasized that SMEs remain one of the strongest drivers of financial inclusion across emerging markets. She noted that empowering small businesses with accessible payment solutions, digital tools, and financial infrastructure is essential to bringing more people into the formal economy and accelerating economic participation at scale.

The future of money and the economic aspirations of Africa’s young population also featured prominently during the conference. Lekan Latona, Managing Director of CardCentre, contributed to discussions examining how digital finance is reshaping consumer behavior, payments, and economic opportunities for a new generation of Africans. Speakers highlighted the need for payment systems that are secure, inclusive, and adaptable to the realities of a youthful, digitally connected continent.

Another major highlight came from Mudiaga Umukoro, Managing Director of ChamsSwitch, who addressed the growing importance of intelligent payment infrastructure in modern financial systems. Speaking on the future of transaction processing, he explained how advanced technologies are helping reduce failed transactions, improve reliability, and strengthen confidence in digital payments. His presentation underscored the role of intelligent infrastructure in creating seamless payment experiences and supporting the broader growth of Africa’s digital economy.

Beyond individual sessions, the conference reflected a wider industry consensus that Africa’s digital transformation will be driven not only by innovation but also by the quality of the infrastructure supporting it. Discussions throughout the two-day event explored artificial intelligence, cross-border payments, cybersecurity, interoperability, financial inclusion, and the technical foundations required to support a unified African digital market. Industry participants repeatedly emphasized the need for stronger collaboration between regulators, financial institutions, technology providers, and innovators to unlock sustainable growth across the continent.

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