South African Bank First in Africa to Join China’s Cross-Border Payment System

South Africa’s Standard Bank has become the first African bank to integrate with China’s cross-border payment system, the Cross-Border Interbank Payment System (CIPS), according to Business Insider Africa.

The move is expected to facilitate faster, more efficient transactions between African and Chinese businesses, supporting trade and investment flows on the continent, as reported by Reuters. Analysts say the integration positions Standard Bank to capture growing demand for yuan-denominated transactions, particularly in sectors such as mining, energy, and infrastructure, according to Bloomberg.

Standard Bank’s CEO highlighted that the partnership strengthens Africa-China financial ties and reflects the continent’s increasing role in global trade networks. By connecting to CIPS, the bank can offer clients direct access to Chinese markets, bypassing intermediary banks and reducing transaction costs, according to the bank’s press release.

Financial experts noted that the move could prompt other African banks to join CIPS, accelerating the continent’s integration into alternative global payment systems and enhancing financial resilience amid shifting international trade dynamics, according to the Financial Times.

Image Credit: Business Insider Africa

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